At Capalbo Insurance Group LLC, we want our South Kingstown, RI, customers to fully understand and get the most out of their auto insurance. That’s why we strive to ensure our customers understand their auto policies and what they cover.
Hurricanes and Auto Coverage
Most auto policies include comprehensive coverage, which covers wind damage from hurricanes. However, not all of these cover rising water flood damage. If hail falls during the hurricane and damages the vehicle, auto insurance covers that, too. The same is true for falling debris, such as tree limbs. Drivers involved in an accident receive coverage from their liability and comprehensive coverage.
Adding Comprehensive and Collision Coverage
If you purchased an auto policy that covers only the state minimum requirements, you’ll need to update your auto policy to include comprehensive and collision coverage. Comprehensive insurance protects your finances in matters of vehicle damage from perils such as hurricanes, fires, and vandalism. Collision insurance covers damage to your vehicle in an accident, whether you caused it or a falling tree limb did.
Other Helpful Coverage
Adding roadside assistance can also be beneficial during a hurricane. Roadside assistance responds if you experience any vehicular problems, such as a flat tire. This can help you remain safer during storms, especially while evacuating.
Contact Us Today
Let Capalbo Insurance Group LLC help you make your auto insurance work for you. Don’t face the next hurricane season in South Kingstown, RI, without auto insurance that fully covers you. Call or email our office today for an auto insurance review and to update your auto policy before hurricane season begins.
