As a business owner, you know the importance of buying commercial insurance to protect your company’s assets. You’ll need insurance to protect your building and property, as well as insurance to protect your employees, such as worker’s compensation and health insurance. If you live near South Kingstown, RI, and have questions about your insurance needs, our team at Capalbo Insurance Group LLC can provide options for your company’s commercial insurance.
Choosing Your Employees’ Health Insurance Plan
Your employees are one of your greatest assets. According to Monster, when it’s time to choosinghealth plan, begin by asking your team about their insurance needs and health habits. Explore several healthcare plans to determine which is best for your company. For example, you could choose an HMO (Health Maintenance Organization) or a PPO (Preferred Provider Organization) to allow your employees to designate a primary care provider.
Cost is a factor in any health insurance policy, so you should compare premiums and deductibles offered by several policies before choosing one for your team. Another factor that will be important to your employees is the ease with which they can submit health claims for coverage. Ask your insurance agent about flexible spending accounts for health insurance, which allow employees to save money on their health care costs.
Call Us Today for Your Appointment
No matter your health plan choice, we can find a competitive price and a policy that fits your needs. Our Capalbo Insurance Group LLC team has been serving clients in your area for over 22 years. Businesses in the South Kingstown, RI area can feel confident in trusting their commercial insurance needs to us. Call us for an appointment today, and let’s talk about insurance.
