If you're lucky enough to own a boat or watercraft in South Kingstown, RI, you should consider getting boat insurance. It will cover damage or loss if you encounter perils like vandalism, theft, and accidents. Capalbo Insurance Group, LLC takes you through some of the problems you can avoid by carrying boat insurance in Rhode Island.
Boating accidents may not be as common as car accidents, but they happen, and some can be costly. Carrying a policy protects you from liability if you have an accident. For instance, if you cause property damage and are held liable for expenses, the policy will help you pay the third party. The same applies if you injure someone on your boat and have to cover medical costs.
Boat insurance might not be mandatory in Rhode Island, but there are certain public waters you can't be allowed to enter without coverage. Most marinas require boat insurance. This coverage lets you travel to many locations. You won't be stressed about being refused entry to certain marinas or waterways.
Boat insurance coverage, like collisions or comprehensive, pays for repairs or replacement if your boat is damaged in an accident or stolen. When you aren't covered by insurance, you'll have to go back into your pocket to pay for repairs or to replace the boat. And as we've mentioned, a ship is a costly investment, and replacing or repairing it requires a considerable amount of cash. With insurance, if something happens to the boat, you know the insurance company will help restore it.
Losses result in stress and even unnecessary costs. Allow our Capalbo Insurance Group, LLC team to help you avoid these problems by insuring your boat or watercraft in South Kingstown, RI today.
Coming Soon...
