Motorcycle Insurance in Rhode Island

Owning a motorcycle means you have to protect it. The best way to protect your bike is by obtaining motorcycle insurance. We offer various coverage options to help protect your investment here at Capalbo Insurance Group, LLC in South Kingstown, RI. We offer motorcycle insurance coverage options ranging from liability to comprehensive.

Motorcycle Insurance Requirements

If you own a motorcycle in Rhode Island, you are required to obtain motorcycle insurance. Here are the minimum liability requirements:

• Bodily injury coverage for one person for $25,000
• Bodily injury for two or more persons for $50,000
• Property damage coverage for $25,000

Remember that these are just the minimum requirements to protect you if you cause an accident. Even if you don’t cause an accident, this protection is enough to protect you if the other driver doesn’t have insurance.

Motorcycle Insurance Coverage

The following are all coverage options you can choose from to protect your motorcycle:

• Comprehensive- This will protect your motorcycle if vandalism, theft, storms, or animals damage your bike.
• Collision- If you get into an accident with another motorist and your bike is damaged, this will cover your repair and replacement expenses.
• Uninsured/underinsured- This will cover you if your bike is hit by a driver who doesn’t have insurance or doesn’t have enough insurance. This will cover your medical expenses and lost wages.
• Medical payments- This will cover medical-related costs, including co-payments, prescription costs, and deductibles you have to pay relating to the accident.
• Roadside assistance- If your motorcycle breaks down and leaves you stranded, this will provide you with towing, etc.

Quotes

To obtain a quote for motorcycle insurance, give us a call here at Capalbo Insurance Group, LLC. We are located in South Kingstown, RI. We will work with you to find the best policy that meets your needs.